Top8DigitalBanks

Top 8 Digital Banks - Netherlands

Updated on Aug 2025

Compare the best online banks. Save on fees, earn more, and open an account in minutes.

Compare Now
BrandsAccounts & PricingCardHighlightsOur RatingNext Step
1
  • Regulated by the PRA & BaFin
  • Full European banking licence
  • Support Google Pay & Apple Pay
  • Travel insurance with Premium accounts
  • No Currency exchange fees
98 Score

More Details+

Visit Site
Unlimited free trades, 4000+ stocks & ETFs
N26 Smart Account

N26 Smart Account | A Taste

Available On: Android Apple

Highlights

  • Basic - Free
  • N26 SMART - €4.90
  • N26 You - €9.90
  • Metal - €16.90

Top Features

  • Free Standard account
  • Free payments in any currency
  • Free Contactless N26 Mastercard
  • Free additional N26 Maestro card
  • Free ATM withdrawals worldwide
x

Available On

Android Apple
98 Score

Regulation

A Taste

Highlights

  • Basic - Free
  • N26 SMART - €4.90
  • N26 You - €9.90
  • Metal - €16.90

Top Features

  • Free Standard account
  • Free payments in any currency
  • Free Contactless N26 Mastercard
  • Free additional N26 Maestro card
  • Free ATM withdrawals worldwide
2
  • Earn up to 2 percent cash-back on eligible payments on credit cards.
  • 2.01% Interest rate.
  • 30-day free trial on any plan.
  • Sub-accounts for easy budgeting
  • Up to 6 monthly Free global ATM withdrawals.
96 Score

More Details+

Visit Site
30-day free trial on any plan
Bunq 'Core' Account

Bunq 'Core' Account | A Taste

Available On: Android Apple

Highlights

  • bunq Free - Free
  • bunq Core - 3.99 €/m
  • bunq Pro - 9.99 €/m
  • bunq Elite - 18.99 €/m

Top Features

  • Earn up to 2 percent cash-back on eligible payments on credit cards.
  • 2.01% Interest rate.
  • 30-day free trial on any plan.
  • Sub-accounts for easy budgeting
  • Up to 6 monthly Free global ATM withdrawals.
x

Available On

Android Apple
96 Score

Regulation

A Taste

Highlights

  • bunq Free - Free
  • bunq Core - 3.99 €/m
  • bunq Pro - 9.99 €/m
  • bunq Elite - 18.99 €/m

Top Features

  • Earn up to 2 percent cash-back on eligible payments on credit cards.
  • 2.01% Interest rate.
  • 30-day free trial on any plan.
  • Sub-accounts for easy budgeting
  • Up to 6 monthly Free global ATM withdrawals.
3
  • Support team 24/7. Priority for Paid plans.
  • ATM withdrawals with no additional commissions
  • Personalisation fees may apply.
  • Currency exchange in 35+ currencies with no additional fees Mon-Fri, within your plan allowance. T&C apply.
89 Score

More Details+

Visit Site
Personalized cards on premium plans
Revolut Plus Account

Revolut Plus Account | A Taste

Available On: Android Apple

Highlights

  • Personalisation fees may apply.
  • Currency exchange in 35+ currencies with no additional fees Mon-Fri, within your plan allowance. T&C apply.
  • No fees within plan limits. T&C apply. Third party providers may charge fees.

Top Features

  • Standard: €0/month
  • Plus: €3.99/month
  • Premium: €8.99/month
  • Metal: €15.99/month
x

Available On

Android Apple
89 Score

Regulation

A Taste

Highlights

  • Personalisation fees may apply.
  • Currency exchange in 35+ currencies with no additional fees Mon-Fri, within your plan allowance. T&C apply.
  • No fees within plan limits. T&C apply. Third party providers may charge fees.

Top Features

  • Standard: €0/month
  • Plus: €3.99/month
  • Premium: €8.99/month
  • Metal: €15.99/month
4
  • For any-type of businesses.
  • Track and control all the business expenses.
  • Fast onboarding.
  • Integrations to CRM and accounting software.
  • Lots of top-up options.
  • Tokenized cards.
  • Receipt capture option.
82 Score

More Details+

Visit Site
300 free virtual cards
Wallester Business Account

Wallester Business Account | A Taste

Available On: Android Apple

Highlights

  • For any-type of businesses.
  • Track and control all the business expenses.
  • Fast onboarding.
  • Integrations to CRM and accounting software.
  • Lots of top-up options.
  • Tokenized cards.
  • Receipt capture option.

Top Features

  • Free account with 300 virtual and unlimited physical cards
  • Debit, prepaid and disposable cards
  • Expense management solution – free
  • Multicurrency – 10 currencies:  GBP, EUR, USD, other EU currencies
x

Available On

Android Apple
82 Score

Regulation

A Taste

Highlights

  • For any-type of businesses.
  • Track and control all the business expenses.
  • Fast onboarding.
  • Integrations to CRM and accounting software.
  • Lots of top-up options.
  • Tokenized cards.
  • Receipt capture option.

Top Features

  • Free account with 300 virtual and unlimited physical cards
  • Debit, prepaid and disposable cards
  • Expense management solution – free
  • Multicurrency – 10 currencies:  GBP, EUR, USD, other EU currencies
5
  • Up to £200 fee free ATM withdrawals globally.
  • Earn up to 8?shback.
  • Spend cash, stablecoins, and crypto anywhere
92 Score

More Details+

Visit Site
0% foreign exchange fees globally
Wirex Premium Account

Wirex Premium Account | A Taste

Available On: Android Apple

Highlights

  • Up to £200 fee free ATM withdrawals globally.
  • Earn up to 8% Cashback.
  • Spend cash, stablecoins, and crypto anywhere

Top Features

  • Standard - €0/month
  • Premium - €9.99/month
  • Elite - €29.99/month
x

Available On

Android Apple
92 Score

Regulation

A Taste

Highlights

  • Up to £200 fee free ATM withdrawals globally.
  • Earn up to 8% Cashback.
  • Spend cash, stablecoins, and crypto anywhere

Top Features

  • Standard - €0/month
  • Premium - €9.99/month
  • Elite - €29.99/month

The Advantages of Neobanks

  • Always Available

    Always Available

    Now you can Fully manage your bank account on-the-go using the app or desktop site

  • Financial Control

    Financial Control

    Control your money with unique budgeting tools and real-time actions notifications

  • Safe & Secure

    Safe & Secure

    These services uses the highest level of security standards, regulations and funds protection, so your money will be safe

Stay On The Safe Side & Make Smarter Decision

Stay On The Safe Side & Make Smarter Decision

All of the services presented in our website are regulated and licenced.

Top8neobanks' team of fintec experts took an in depth reviews and examinations of these services and thier products in order to give you, the customer, as much added value as possible and allowing you to make smarter and safer decision before upgrading your financial life and opening your first digital bank account with one of the many services available in the market.

If you find anything incorrect with the data presented both on our site and/or the services, please feel free to contact us via email, and we will do our best to correct it and inform others.

Thank you for choosing our service and we hope you will be satisfied from choosing to be part of the revolution of banking re-defind.

Top8DigitalBanks

We may receive compensation from certain financial companies seen on our website. Read More. 
Our reviews, news, articles and ratings are done by independent writers, who do not receive directions or compensation from our partners.

© Copyright 2025 by Top8DigitalBanks. All right reserved.